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Home > Christian Art
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An Introduction to Christian Debt Counseling
by Ben Quick
In the last few years, many churches have shared with their members a concept in the financial world often described as Christian Debt Counseling.
The concept is simple. In a traditional situation wherein which someone with debt seeks the services of a debt consolidation service, there is no religious backdrop to the services, nor any kind of personal counseling involved. The exchange is simple and works in the interest of both parties: one person gets all their debt consolidated into a single loan, and the one person (the financial company) receives a percentage of interest on the new loan in a roundabout way as payment for their financial services.
In a Christian-based debt management or consolidation service, the idea is the same as described above but with a few differences. One, the Christian financial service often is maintained without profit being a goal - rather, emphasis is on helping other Christians' before making a profit. Next, because of the not for profit or at least not as motivation for profit standpoint, the interest rates on the new loan given to the person carrying the debt is better than what they would otherwise receive.
Third, the rel=nofollow [http: / / christiandebtcounselingguide.com / ]Christian Debt Counseling service does just that - they counsel. Using a combination of modern financial principles based on Biblical values, these companies offer a one to one service to work with people financially, helping them get back on their feet and how to manage the family budget better in the future.
One reason this whole concept of a Christian-based financial service or company has become so widespread within the Christian community reflects the concerns people have about being ripped off or becoming the victim of some kind of financial scam. One need only to pay the slightest bit of attention to the news to see how often the companies running the financial world are actually feasting off the people they are supposed to be serving. There is a level of confidence and one to one confidentiality that is possible with a low key religiously influenced debt service versus a large corporate company associated with the bad news we see on TV.
About the Author
The average family in America does carry some type of debt, and for some people, this debt can spiral out of control. If this describes the situation you've found yourself in, seek help. Otherwise, it will only get worse! You can't dig yourself out of a hole with just a shovel - you need a hand to pull you out, and a Christian Debt Management company can help you do just that.
Christian Imagery Art Speed Painting by Nick Metcalf
Artwork by Nick Metcalf with beautiful Spiritual Imagery of the things that imprison us and how Jesus sets us free. Speed Paining 5 hours in 5 minutes
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